Why choose SMARTCASH?

Simple. We provide a fast and friendly service and now have a lower interest rate.

We provide a professional service based on over 30 years’ senior management experience in the New Zealand banking and finance sectors. Our customer service team is here to help when you need us.

A payday loan from SMARTCASH means:

• same day access to up to $300 cash*
• less than 5 minutes to apply online
• super fast loan approval
• money deposited straight into your bank account
• no security required

*If your SMARTCASH loan is approved before 3.30pm on a normal business day, your cash can be deposited in your account the same day.

Loans approved after 3.30pm on a normal business day will be deposited in your bank account overnight.