Tel 0800 222 465
9am to 5pm,
Mon to Fri

admin@smartcash.co.nz

503/6 Heather Street
Parnell
Auckland

WE RESPECT YOUR PRIVACY

We communicate with you only by your personal email to process your application for a payday loan.

Calculate your cash loan...

How often are you paid

Your next pay date

Your after tax pay

Preferred repayments

Your loan limit is

How much do you want to borrow?


 

 

COMPARE OUR RATES

with other specialist online payday lenders.

SEE IF YOU QUALIFY

See if you qualify for a SMARTCASH loan today.

APPLY NOW!

It takes less than 5 minutes. You are 60 minutes away from a cash loan approval.

Why is SMARTCASH the smarter choice?

SMARTCASH is a specialist on-line provider of short-term cash loans.  We offer the cheapest short-term, unsecured, loans available in New Zealand from any lender who specialises in payday loans online.  Coupled with our responsible lending criteria, this helps you to borrow money that you are able to repay within the 31-day loan period.

How is SMARTCASH different to other lenders?

SMARTCASH's short-term loans are only available online.  This makes us different to shopfront lenders.  We offer loans from $100  to $500 for a maximum period of 31 days.  We arrange repayment of your short-term loan to coincide with your paydays, which makes us a specialist provider of payday loans, also known in the market as payday advances or cash advances.  Most importantly, SMARTCASH offers the lowest interest rate and lowest overall costs of any online specialist payday lender in New Zealand.  This  means you pay less for your short-term loan when you take out a payday loan from SMARTCASH.

Why is SMARTCASH so much cheaper?

At SMARTCASH we want you to be able to take out a loan from us that you are able to pay back within the loan period.  That's why we offer a daily interest rate of 0.99% on your loan and the lowest overall cost of any online payday lender. See the Compare Our Rates table to see how much cheaper we are.